Anyone have any ideas on this? One person said to go to the production menu and sell the Helium 3, but there isn't any there. Maybe he/she has found a cheat. You aren't given enough money, and if you try to make money quick enough, you can't get the morale up to the required level. I'm off to try for the twenty-fourth time......

I just figured this out like an hour ago. first concentrate on the buildings, and then raise all morale-related expenses to max, while minimizing all others. they actually gave you just enough money to scrape by--the boosts from the houses will get you to 19, and the expense boost will get you to 20. if there's any money left over, buy a sci. lab to be sure. and buy the cheap resources, you'll need the money.